Mississippi Insurance Department: Key Mississippi P&C Filing Information Resources

• The Mississippi Insurance Department (MID) provides extensive resources for property and casualty (P&C) insurers, including rate and form filing information, monthly bulletins, and workers' compensation loss cost data.
• Companies must follow Bulletin 2003-6 and General Submission Instructions for all Mississippi insurance rate filings.
• Monthly Property/Casualty Rate Filing Bulletins, detailing company and filing changes, are updated by the fifth day of each month and archived for public access.
• Public review of P&C rate and form filings is available through the NAIC SERFF system at no cost, offering crucial NAIC SERFF Mississippi access.
• Assistance for filing inquiries or technical issues with SERFF is available via phone and email during business hours, ensuring robust Mississippi insurance compliance resources.

The comprehensive resources provided by the Mississippi Insurance Department are indispensable for maintaining robust Mississippi insurance compliance.

The Mississippi Insurance Department (MID) provides a comprehensive suite of resources essential for property and casualty (P&C) insurers operating within the state. These resources are designed to facilitate understanding of regulatory requirements, offer access to critical filing data, and ensure transparency in the Mississippi insurance market. Key information available includes details on rate and form filings, monthly regulatory bulletins, and specific data pertaining to Mississippi workers comp loss costs, alongside an integrated online search functionality.

It is important to note that while these resources cover a broad spectrum of P&C operations, information concerning property and casualty claims is directed to the Consumers section of the MID's website. For companies specifically, adherence to Bulletin 2003-6 and the General Submission Instructions is mandated when preparing rate filings, serving as foundational guidance for compliance officers and legal counsel navigating the state's insurance regulations.

A central component of Mississippi P&C filing information is the monthly Property/Casualty Rate Filing Bulletin, meticulously compiled by the MID's Property/Casualty Rating Division. This bulletin serves as an official record, documenting changes in company names and rate form filings for all P&C companies licensed to conduct business in Mississippi. Typically, the bulletin for the preceding month is updated and made available by the fifth day of the current month, providing timely insights into regulatory shifts and company activities.

For those requiring historical data, a complete archive of these MID property casualty bulletins is publicly accessible. This archive can be reviewed in person at the Property/Casualty Rating Division offices, located on the 10th Floor of the Woolfolk State Office Building at 501 N. West St., Jackson, Miss. Inquiries regarding these archives can also be made by telephone at 601-359-3575. Bulletins for various months are available for recent years, including 2019, 2020, 2021, 2022, 2023, and 2024, with a more extensive collection of previous years' bulletins housed within the Property and Casualty Monthly Filing Bulletin Archives.

For specific Mississippi insurance rate filings and form information, the MID leverages the NAIC System for Electronic Rate and Form Filing (SERFF), offering NAIC SERFF Mississippi access for public review without any associated fee. This system is a vital tool for legal professionals and compliance teams seeking detailed company-specific data. Furthermore, individual company filings related to Mississippi workers comp loss costs data can be efficiently located using the Property and Casualty Online Form and Rate Filing Search available on the MID's website.

Should assistance be required in locating a particular filing or with general public access questions, the MID's office can be contacted directly at (601)359-3569. Support staff are available Monday through Friday, from 8:00 AM to 5:00 PM CST. For technical issues encountered while accessing the SERFF system, users should direct their inquiries to the SERFF Help Desk at 816-783-8990 or via email at sfahelp@naic.org. The SERFF Help Desk operates during the same hours, Monday through Friday, 8:00 AM to 5:00 PM CST, ensuring that any messages left outside these times will receive a response by the next business day.

The comprehensive resources provided by the Mississippi Insurance Department are indispensable for maintaining robust Mississippi insurance compliance. By offering clear guidelines for rate filings, transparent access to monthly bulletins, and efficient search capabilities for specific company data, the MID empowers insurers, legal advisors, and compliance officers to navigate the regulatory landscape effectively. These tools ensure that all licensed P&C companies can readily access the necessary information to adhere to state insurance regulations and contribute to a well-regulated market.

Utilizing these resources, from understanding general submission instructions to performing a Property casualty form filing search via SERFF, is crucial for operational integrity and regulatory adherence. The availability of direct contact for assistance, both from the MID and the SERFF Help Desk, further underscores the commitment to supporting stakeholders in accessing and interpreting this critical public information.

Lawyers and compliance officers advising property and casualty insurers in Mississippi should utilize this page as the primary resource for understanding regulatory filing requirements, accessing official bulletins, and searching for company-specific rate and form filings via the NAIC SERFF system. This ensures adherence to state insurance regulations and provides access to critical public information.

Source: Original reporting via Mississippi Insurance Department