EU Publishes Single Rulebook for Solvency II

• EIOPA has published a pilot Single Rulebook for Solvency II, consolidating key regulatory texts.
• The Rulebook includes Directive 2009/138/EC (as revised by Directive (EU) 2025/2) and Delegated Regulations (EU) 2015/35 (as amended), 2016/467, and 2018/1221.
• EIOPA continues to update the Rulebook and has conducted further consultations related to the Solvency II framework review, with new rules taking effect in January 2027.

The publication aims to provide a comprehensive documentation tool for stakeholders, promoting the consistent application of the regulatory framework.

The European Insurance and Occupational Pensions Authority (EIOPA) has published a pilot Single Rulebook for Solvency II, which consolidates key regulatory texts in the EU. The Rulebook includes Directive 2009/138/EC, as substantially revised by Directive (EU) 2025/2 (with new rules taking effect on 30 January 2027), Delegated Regulation (EU) 2015/35, as subsequently amended, and other relevant legislation. Additionally, it incorporates EIOPA's Guidelines, Opinions, Supervisory Statements, and Questions and Answers related to Solvency II. This publication aims to provide a comprehensive documentation tool for stakeholders, promoting the consistent application of the regulatory framework.

The Single Rulebook is part of EIOPA's efforts to enhance transparency and consistency in the application of EU legislation. The Rulebook draws on various sources, including Directive 2009/138/EC, which sets out the Solvency II framework and has been substantially revised by Directive (EU) 2025/2, and Delegated Regulations (EU) 2015/35 (as amended by, among others, Delegated Regulations (EU) 2016/467 and 2018/1221, and most recently by Delegated Regulation (EU) 2026/269, which applies from 30 January 2027), which provide further details on specific aspects of Solvency II. EIOPA's Guidelines, Opinions, Supervisory Statements, and Questions and Answers also contribute to the Rulebook's content.

The publication of the Single Rulebook is significant for lawyers and compliance officers advising clients on Solvency II matters. The Rulebook consolidates key regulatory texts, making it easier for stakeholders to access and understand the requirements. By promoting consistent application of the regulatory framework, the Rulebook aims to reduce complexity and uncertainty in the market. As a result, users can rely on the Rulebook as a trusted source for information on Solvency II.

Lawyers and compliance officers should note the publication of the Single Rulebook, which consolidates key regulatory texts for Solvency II in the EU, to ensure they are aware of the latest requirements and can advise clients accordingly.

Source: Original reporting via EIOPA